Support your local Wilmington DE economy! Patronize your
local businesses! The "local" Wilmington New Castle County DE
in your neighborhood will treat you the way you should be treated. You're
not just a number, you're a neighbor. So, Patronize your Mom & Pop
Dover Wilmington DE Sussex Kent New Castle County DE
Banks Merchants for all of your home, auto,
Online Auto Financing
loans and credit cards needs. You'll
find every thing from brokers,
automobile real estate notes, bad credit home loan,
refinance, home equity loan, credit card,
credit card debt, auto land mortgage portfolios,
loan, personal loan, mortgage,
loan, personal loan, Find the BEST LOAN!
mortgage, mortgages, trust deeds, land contracts, secured business private mortgage
mobile home notes, asset based credit lines, equity, equity
loan, equity line of credit, construction receivables,
HELOC, adjustable loan, variable loan, trust fund, annuities, lottery winnings, structured settlements, purchase
orders, short term loan, pay day loan, payday advance, paycheck
loan, loan until payday, cash advance, paycheck advance, payroll loan,
Loan-Till-Payday.com: Instant Cash Loans
bad credit loan, quick cash loan, advance casino winnings, prizes and awards,
adjustable rate mortgage, adjustable home loan, viatical settlements,
partnership interests, charge offs, bank loans, international receivables,
purchase orders, equipment leases, inheritance, no fax payday loan,
no fax cash payday loan,
Quick Cash Advance NO QUALIFYING!
letters of credit, 2nd mortgage, second mortgage, debt
consolidation, corporate partnership buyouts, mergers & acquisitions, time share
& vacation memberships, bill consolidation,
Bad Credit? Refinance your home to Get Cash.loan
consolidation, home loan, home mortgage, mortgage loan, credit card charge offs,
Guaranteed Personal Loans - Unsecured Loans
50,000 satisfied clients a year can't be wrong!
Bad Credit OK - Click Here
drafts, sports contracts, royalty payments. The Max Merchants.com
Counties: Wilmington Kent County DE Clayton, Dover, Smyrna, Bear, Claymont, Sussex County DE, New Castle, Newark, Rehoboth Beach, New Castle County Wilmington DE
Banks DE VirtualBank eMoney Market
No cost student loan consolidation
Stop Foreclosure - Avoid Bankruptcy
Denied a Bank Account?
Bill Collectors Hounding you? CLICK HERE for FREE Debt HELP!
About to Purchase a New Home? Up
to 4 free quotes now!
Looking for the highest CD and Money Market rates? Visit Countrywide Bank.
Free Refinance Quotes from 4 competitive lenders! Lock in rates now before the Fed increases them in 2006!
$1500 FAST cash! - Need Cash? Get up to $1500 fast, approval in under 2 minutes! Apply
Free Bad Credit Mortgage Quotes. Lower your monthly payments, get cash out, pay off credit cards. Get started today. Fast, free and easy.
Direct Mortgage - Servicing the entire States
of Delaware, Florida, Virginia and Wyoming. Most advanced technology
to close loans quickly. Specializing in less than perfect credit, high
risk financial solutions, cash loans, home equity loans, 125% financing, 2nd
mortgages and many more. No out of pocket expenses.
TradingSolutions: Financial analysis and investment software that combines technical analysis with neural network and genetic algorithms.
Mortgage - Servicing PA & DE. Home loans, commercial loans,
construction loans, rehab mortgages, first-time buyers, good credit, bad
credit, bankruptcy / foreclosure buyouts, no doc loans.
Commercial Mortgage Brokers - Challenged finding a mortgage company
to handle your commercial/residential loans? Has a blemish on your
credit record kept you from the financing you need? Global Commercial
Mortgage specializes in these. We provide customers reliable financial
solutions, swift approvals and speedy closings. Call (215) 844-300
Services - Specializing in FHA, VA reverse mortgages, first time
home buyers, bad credit OK, no cost mortgage, low mortgage interest
rates, refinance, debt consolidation and home purchases. Serving
Delaware, Pennsylvania, New Jersey and Florida residents.
Negotiate like a cash buyer. Apply today with CitiFinancial Auto to find out how.
Excerpt from Give Yourself
Creditor Direct Strategies
|The following is a small
excerpt of the creditor direct strategies chapter. Download the Full Kit
and learn more about this proven method of restoring your credit.
If you are
serious about restoring your credit, creditor-direct work should
commence as soon as you see your first set of credit reports.
Creditor-direct requires a lot of time and street smarts. You
will be dealing with savvy negotiators in powerful corporations.
You will often be discouraged, denied, and blamed, but you must
not be intimidated. Remember, if you make the same request enough
times within any corporation, you will eventually get what you
Settling Your Debts
Many times we
have been asked, "Can I just delete the negative listing without
paying the debt?" In most cases, the question comes from someone
attempting to dishonestly escape a financial obligation. While it
is true that negative debt listings can be deleted from the credit
report - even while the debt remains unpaid - it is also true
that these listings stand a good chance of reappearing on the
credit file sooner or later. There is a better alternative
than attempting to escape the debt.
create a true win-win situation by settling the debt with the
creditor. It is our experience that the average consumer
settles a debt for about 75 cents on the dollar. It is also our
experience that a professional negotiator will settle an average
debt for about 60 cents on the dollar, including their fee.
There is rarely a good reason to attempt your own debt
settlement. Creditors will not take you half as seriously as
they will take your attorney. Handled properly, you will save time
and money by seeking a good attorney to negotiate with your
True Risks and Realities of Overdue Debts
consumers overestimate the risk involved with overdue debts.
They worry about
possible repercussions such as wage garnishment and property
seizure by their creditors. When the debt relates to a secured
property, such as an automobile or a home, the possibility of
repossession is serious, but unsecured debts, such as
credit cards and deficiencies are much less pressing.
very few creditors will push all the way to a garnishment on a
relatively small unsecured debt.
Garnishment and seizure are a
creditor's most terrifying weapons used to collect past due debt,
but they are expensive and time-consuming. Even if the creditor
went all the way to recover the debt, they probably wouldn't be
able to recover enough to offset their collection costs. There is
little risk of a creditor taking an unsecured debt past simple
It is important
to remember, however, that the creditor would be in his
rights to get a garnishment and seize property, even for a small
debt. There is some risk of financial reprisals when a debt
goes unpaid. Many consumers fold under the perceived strain
of unpaid debts. Hundreds of bankruptcies take place in the United
States each week for amounts under $5000.
are so intimidated by their creditors, that they flee to
bankruptcy, even though bankruptcy can bring total financial
devastation for at least the next ten years. If these same
consumers had simply waited, and ignored the threatening letters
and telephone calls, they would have realized that their creditors
were all bark and no bite. Bankruptcy is the best option for a few
consumers, but it is much over-used. And, when a consumer files
for bankruptcy, everyone loses - especially the creditors.
of judgments, garnishments, and property seizures must be properly
balanced against the likelihood that such drastic collection
measures will ever happen. The risks, and the decision to take
that risk, are entirely yours if you're in such a position.
Which Debts Can Be Settled?
debt is a debt where there is no collateral. Unsecured debts
include medical bills, credit cards, department store cards,
personal loans, collection accounts, student loans, amounts
remaining after foreclosure or repossession, and bounced checks.
Most unsecured debts can be settled. But, utility companies
generally won't settle for less than the full balance. There are
some few creditors, who will never compromise, but most will take
a less-than-full payment as settlement in full to close a
collateralized debts, such as a home or automobile, are another
story. If the creditor can simply repossess the property, why
should he negotiate? You can often renegotiate a short payment
relief with a secured debt, but don't attempt to settle the
account while you still possess the property.
creditor must have a good reason to want to settle. If the account
is paid current, and there is no recent history of late payment,
it will be difficult to convince the creditor that it is in their
best interest to settle. This should not be read as a
recommendation that you stop paying your current bills. If you
stop paying your current bills, you will almost certainly make
your credit situation worse. Perhaps bad credit is not an issue
for you at this point and you feel you must stop paying your bills
in order to settle them and get back on top of your debt load. If
this is the case, you make such a decision at your own risk.
Order the Full Kit and
methods of getting the upper hand when disputing with your
Learn to use settlements to restore your credit.
How to phase your approach.
A proven template letter to send to your creditors that gets
Order the Full Kit Today
Click here to find other DE
Merchants in surrounding areas!
ATTENTION New Castle County
Join The Merchants